Turchin’s Take

Filing a life insurance claim can be a daunting process, especially during the difficult time following the loss of a loved one. At the Law Offices of Jason Turchin, we are committed to simplifying this process for our clients in Florida. This guide provides a clear, step-by-step approach to help you understand and navigate the…

Filing a life insurance claim might seem straightforward at first glance—submit a few documents, fill out a claim form, and receive the payout. But in reality, the process can become complicated, especially if the insurance company raises questions or disputes. While some beneficiaries can handle simple claims on their own, many find that having an…

Filing or appealing a life insurance claim can quickly become a complex and overwhelming process. Insurance companies often have legal teams and adjusters who handle claims every day, which can leave beneficiaries feeling outmatched. Hiring the right life insurance attorney can level the playing field, ensure your rights are protected, and increase your chances of…

Being notified that your life insurance claim has been denied can feel overwhelming, especially if you were counting on the payout to cover final expenses or provide financial stability. However, a denial is not the end of the road. Insurance companies must follow strict procedures, and in many cases, you have the right to appeal…

When you file a life insurance claim, the timing of the policyholder’s death can have a significant impact on how the insurer reviews the claim. Most life insurance policies include a “contestability period,” typically the first two years after the policy is issued. During this time, insurers have the right to scrutinize the policyholder’s application…

At the Law Offices of Jason Turchin, we work closely with attorneys from Florida and other states to provide legal representation in life insurance disputes. Whether you’re a Florida lawyer who doesn’t typically handle life insurance claims or an out-of-state attorney with a life insurance case involving Florida law, we’re here to help. Our team…

When a life insurance policyholder passes away, beneficiaries expect the insurance company to pay out the death benefit promptly. However, in some cases, the insurance company may choose to conduct an investigation before approving the claim. This process, while often routine, can cause delays and may be stressful for beneficiaries. Below, we explore the common…

Life insurance policies are designed to provide financial support to beneficiaries upon the death of the policyholder. However, there are instances where the insured dies, and all the named beneficiaries have also passed away, leaving no clear recipient of the life insurance proceeds. In these cases, understanding how the policy proceeds are handled can help…

Life insurance beneficiary designations are typically straightforward, allowing policyholders to name individuals who will receive the proceeds upon their death. However, complications can arise when a power of attorney (POA) is involved, and the agent under the POA changes the beneficiary designation on behalf of the policyholder. This raises important legal questions, especially when family…

Florida Statute 627.455 plays a critical role in providing security and peace of mind to life insurance policyholders. It establishes that life insurance policies become incontestable after a certain period, limiting the grounds on which an insurer can challenge or deny a claim. This page explains the incontestability clause under Florida law, how it protects…