Turchin’s Take

Florida Statute 627.454 often plays a pivotal role in defining the legal framework of life insurance contracts within the state. This statute helps ensure that the terms of the life insurance policy and any attached application materials constitute the entire contract between the insurer and the policyholder, fundamentally shaping how disputes and misunderstandings are resolved.…

New Jersey Statute 17B:25-4 provides crucial protections for life insurance policyholders by stipulating that life insurance policies become incontestable after a specified period, except under certain conditions. This legal provision helps ensure that after two years from the date of issue, the validity of a policy cannot be challenged by the insurer, giving policyholders peace…

Navigating life insurance claims can be complex, particularly when claims are denied or disputed. In such cases, having an experienced life insurance lawyer can make a significant difference. In Florida, many life insurance lawyers work on a contingency fee basis, meaning they only get paid if they win your case. This page will explore the…

Facing a denial from Globe Life Insurance can be disheartening and confusing. Understanding why your claim was denied and knowing the steps to challenge this decision are crucial in turning a denial into an approval. At the Law Offices of Jason Turchin, we have experience in dealing with insurance claim denials and are here to…

Life insurance can provide crucial financial support to beneficiaries upon the policyholder’s death, but understanding the process for claiming these benefits may be vital. New Jersey Statute 17B:25-11 outlines specific provisions regarding the payment of claims, including required timelines for insurers to settle claims or notify claimants of any issues. This article breaks down these…

In Florida, as in many other states, the “Slayer Statute” can play a critical role in determining the eligibility of beneficiaries under life insurance policies when they are involved in the death of the policyholder. This legal provision is designed to prevent individuals from profiting from their wrongful acts, specifically when such acts result in…

Interpleader actions are legal processes used by insurers when there are disputes over who is entitled to receive the proceeds from a life insurance policy. In New Jersey, such disputes can sometimes escalate to the federal court level, particularly when conflicting claims involve parties from different states or large sums of money. Understanding how to…

Understanding American General Life Insurance: Coverage, Claims, and Customer Service Introduction American General Life Insurance, a part of AIG (American International Group), is a well-known provider in the life insurance industry, offering a variety of products designed to meet the diverse needs of its policyholders. Known for its reliability, competitive pricing, and comprehensive coverage options,…

When dealing with life insurance claims, understanding the distinction between federal and state jurisdictions is often crucial. This knowledge not may only help in formulating a legal strategy but also in anticipating potential challenges that may arise during the claims process. Federal Life Insurance Claims Federal claims generally involve life insurance policies that are governed…

Navigating the process of filing a life insurance claim can be daunting, especially during a time of grief. To help you understand this process better, we’ve compiled a comprehensive guide with common questions and answers about life insurance claims. This guide aims to clarify the steps you need to take, what to expect, and when…